by using allocate, you agree to these terms. if you do not agree, do not use the app.
free app
allocate is free to use. there are no in-app purchases, subscriptions, or hidden fees.
purpose
allocate is a personal budgeting tool designed to help you visualize and plan how you allocate your paycheck. it is not a financial advisor, bank, or investment service. nothing in the app constitutes financial, investment, tax, or legal advice.
no guarantees
the app is provided "as is" without warranty of any kind. we make no guarantees about accuracy, availability, or fitness for any particular purpose. you use the app at your own risk.
your responsibility
you are solely responsible for the financial decisions you make based on information in this app. always consult a qualified financial professional before making significant financial decisions.
intellectual property
all content, design, and code in allocate is owned by the developer. you may not copy, modify, distribute, or reverse-engineer any part of the app.
limitation of liability
to the maximum extent permitted by law, we are not liable for any damages arising from your use of or inability to use the app.
changes
we may update these terms at any time. continued use of the app constitutes acceptance of updated terms.
allocate does not collect, transmit, or share any personal data. all information you enter is stored exclusively on your device using apple's standard local storage. it never leaves your device.
no analytics or tracking
we do not use any analytics sdks, crash reporting, advertising networks, or third-party tracking of any kind. we have no visibility into how you use the app.
no account required
allocate requires no account, login, email address, or any identifying information to function.
no bank access
allocate does not connect to any bank accounts, financial institutions, or external services. all calculations are based solely on numbers you manually enter.
data deletion
all data is stored locally on your device. delete the app to remove all data.
children
allocate does not knowingly collect any information from children under 13, or any users for that matter.
changes
if this policy changes, we will update the "last updated" date. continued use constitutes acceptance.